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Right now it's more like 2.5%, or $50,000 a year before taxes.

http://www.bankrate.com/brm/rate/mmmf_home.asp

Also, in the long run money market accounts and CDs tend to not even make up for inflation.

That doesn't mean it's not possible to retire on $2M, especially if you are middle-aged and don't have dependents. If you are young, live in a relatively affluent area in North America and are yet to start a family, forget about it.



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