I would put my money into Federally insured bank accounts until I figured out what to do.
While it may be unlikely that ING will fail as a bank, there is no reason to take that risk. Divide your money among banks to stay below the maximum Federally insured limits.
Once you 1) learn what you want to do with the money, 2) get some advice that you can check and challenge, and 3) feel the time is right, move the money to wherever your analysis takes you.
Dividing the money into the savings accounts just buys you time.
While it may be unlikely that ING will fail as a bank, there is no reason to take that risk. Divide your money among banks to stay below the maximum Federally insured limits.
Once you 1) learn what you want to do with the money, 2) get some advice that you can check and challenge, and 3) feel the time is right, move the money to wherever your analysis takes you.
Dividing the money into the savings accounts just buys you time.
ps. Congrats!