TBH, it looks to me as a trick to enable extra usage by baiting me with $20 credit by toggling on the feature that lets me burn another $20 without realizing it.
Toggling it again to turn it off immediately after (which I assume most people will miss) seems to guard against this.
That's not the purpose of the trick. The purpose is to soften the blow for turning off support for OpenClaw and other third party connectors. Now to use OpenClaw et all you'll have to pay at extra usage pricing, it won't count against your normal quota.
I'd actually be happy with this if they turned OpenCode support back on.
I don't believe so. I'll explain how I think it works.
[x] Turn on extra usage to keep using Claude if you hit a limit.
^^^ This toggles whether it will automatically spend from your pre-paid balance when you hit limits.
$20
Monthly spend limit
^^^ I'm not actually sure which this toggles, but I think it is either a maximum amount to reload per month, OR I think it is a maximum amount of your balance to spend per month. I think it's how much to auto-reload but it is a confusing setting.
Auto-reload off
^^^ This toggles whether it auto-reloads. It accepts a trigger balance and how much to top it off to. This setting shows the following text, which is
You agree that Anthropic will charge the card you have on file in the amount above on a recurring basis whenever your balance reaches the amount indicated. To cancel, turn off auto-reload.
By contrast, OpenAI simply multiplied your subscription usage by 0.5x for the past month. For all the shit they’re rightfully getting, Codex is so nice it’s actually weird.
Toggling it again to turn it off immediately after (which I assume most people will miss) seems to guard against this.