I think also perhaps the reasons for being poor. My family was poor but so was everyone else. It was structural. So as a result (my hypothesis), there wasn’t even the hope of being rich, just not so poor. So for instance the mentality was always to save, not invest, because no one has the money to invest could afford to lose whatever meager savings there was.

As a result my up bringing was filled with lessons to play it safe, don’t take risks, get a stable job etc.