Agreed. Its just that sometimes these regulations would've made damn hard for me to get money without having something like paypal and that had its bunch of issues as well
I think that even in the article I had wrote that 99% don't need stablecoins as well but for people for whom USD or gold access could be hard, I can maybe see some usecase but then again as I said 99% don't need it but for the 1% like me who did, that's all there is to worry about. Maybe monero can have some usecase too since people use it as an actual currency but even then I would only buy monero in low quantity and still keep most money in stablecoins or most preferably banks as you said.
I think that even in the article I had wrote that 99% don't need stablecoins as well but for people for whom USD or gold access could be hard, I can maybe see some usecase but then again as I said 99% don't need it but for the 1% like me who did, that's all there is to worry about. Maybe monero can have some usecase too since people use it as an actual currency but even then I would only buy monero in low quantity and still keep most money in stablecoins or most preferably banks as you said.