There is a lot of info out there about the long term damage and destabilization driven by climate change. Telling people it doesn't matter is rude at best and dangerous at worst.
Even your own flippant dismissal has holes though - what problem like every other problem have we solved well? Especially at this scale?
History is full of nasty times; trying to avoid them isn't extremist rhetoric and calling it that is shitty.
When you purchase a "carbon offset," you are paying someone not to emit carbon that they otherwise would have emitted. You're not getting rid of any actual emissions.
The current marginal cost of offsets is $50/person/year because nobody buys them. But if we all paid each other not to emit any carbon, what would the cars run on? Certainly you couldn't pay a person $50/year to stop using any transportation or power.
It can include that. But we also don't have a carbon capture method that scales to the point that it could balance out all our emissions, so tree-planting doesn't scale either.