I lived in a city but I got a connection at ~48k on a V.90 regularly.
It did depend on line quality, though. We had some kinds of splitters and internal cabling in the house for allowing multiple phones (and eventually the modem), and I remember that prior to some changes made to that, I only used to get up to ~40k.
It did depend on line quality, though. We had some kinds of splitters and internal cabling in the house for allowing multiple phones (and eventually the modem), and I remember that prior to some changes made to that, I only used to get up to ~40k.