The reality is that for any meaningful work automation, the currently available tooling is not meeting that expectation.
And 99% of us do not have the capabilities nor knowledge to build these SOTA models which is why A. we are not at OpenAI making 10M+ TC and B. We are application developers who are using off the shelf technology to build products and services.
As such, we have real world experience with these technologies.
BTW I use AI heavily every day in cursor and whatever else.