The last thing I will ever give a rats ass about is insurance companies. They are the scourge of this earth but they have used legislation to embed themselves in our every day lives.
I live in California and have no claims ever. My home insurance has doubled in 4 years to almost $4000 a year. My car insurance is about $2800/yr.
So I hope insurance companies break. Like Danerys said in Gamr of Thrones, I hope someone breaks the wheel.
$4000/year might be a lot or a little. If you own a $5m house up against a forest it's probably a bargain. The car price could reflect a bunch of factors.
Pay some broker for a one-off consultation to advise you on how to save money.
Reality is insurance companies are now going though a cycle of "price in the actual risk" rather than "drop prices to gain customers"
So you pay less than 1% of the cost to rebuild your home per year in home insurance, in a state that regularly has fires, floods, and earthquakes? That seems fair to me
I live in California and have no claims ever. My home insurance has doubled in 4 years to almost $4000 a year. My car insurance is about $2800/yr.
So I hope insurance companies break. Like Danerys said in Gamr of Thrones, I hope someone breaks the wheel.