It's simple and convenient, it may or may not be secure, it is not safe, it's fragile. I understand avoiding unnecessary single points of failure is not for everyone.

> it may or may not be secure

It is secure.

> it is not safe,

This is incorrect.

> it's fragile

This is incorrect. Many thousands of sessions over most of a decade all testify to to it's robustness and reliability.

> I understand avoiding unnecessary single points of failure is not for everyone.

That's an interesting segue.