In the case of a 0% grace period sure I agree, but otherwise in no world is cred... | Hacker News

Hacker Newsnew | past | comments | ask | show | jobs | submit

		mNovak 6 days ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... In the case of a 0% grace period sure I agree, but otherwise in no world is credit card interest cheaper than a mortgage over the same time period.

p1necone 6 days ago [–]

You're right, I was misremembering - it's just the 0% interest when you pay off the full balance every month that makes this worth doing.

Consider applying for YC's Fall 2025 batch! Applications are open till Aug 4
Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact