Here is some useful information about what percentage of credit card companies' issued cards are to subprime lendees. https://bpi.com/is-the-subprime-segment-of-the-credit-card-m...

It doesn't directly confirm or contradict your statement, but is relevant to the conversation.

I would also like to remind everyone to pay your credit card balance in full every month without fail, or you are giving your credit card issuer boatloads of money just for fun.