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> while random non-certified letters are, apparently

They kind of are. Somebody would have to go and steal the physical letter and then read/scan it to make any use of it. That excludes pretty much all attacks on the process --- at least such where criminals might hope to make a larger profit than most other criminal enterprises available to them.

Whether that makes the letters a good idea is a different discussion...




letters can be misplaced in the wrong mailbox, delivered to the wrong address etc etc. They put a lot of trust into the system.




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