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Well, you would be surprised how many issues in financial education would 100 random people off the street have.

But the contract plan is not aimed at them, but at literate computer users most of them working as freelancers (so with at least some financial knowledge).

The same way a Pilot Operating Handbook cannot be judged by the understanding of random 100 people off the street.




A pilot might want a PDF reader to read important aviation related information.

No one needs a pilots license to read a PDF.




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