I'm on the ad-free tier for Peacock and have honestly considered downgrading because most of what I watch there is live sports, and they have natural breaks in play that the linear broadcast fills with ads, whereas Peacock on the ad-free tier fills with extremely irritating repeating elevator music. It's bad enough that I'd rather see the ads.
Wow that is really irritating! I used to get peacock for free with Xfinity until I fired them, but I still watched (nin-live) shows so I kept the cheapest tier. Interestingly enough, when I watch on my TV they forget to show me ads or something.
