Getting together with your friends and playing/creating music together, with/for yourselves, and for no financial gain is of tremendous value, for instance.
I find lots of joy in life without money entering directly into the equation (other than "without money I wouldn't be able to live").
When I start doing something I enjoy -- a hobby, an activity, a craft -- the first thought into my mind is definitely NOT "how can I monetize this?".
Getting together with your friends and playing/creating music together, with/for yourselves, and for no financial gain is of tremendous value, for instance.