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> Big tools like MSOffice have the ability to be put in hiring contracts: Everyone is assumed to know how to use it, so the company is allowed to deny the no training excuse without spending money.

I would claim that if you haven't worked in the finance or insurance industry (or some related industry) for quite some time, you very likely don't know how to use Excel (I have a feeling that a similar points holds for Word and Powerpoint with respect to some industries, but I think for these applications this phenomenon is a little bit less pronounced).

Indeed, I'd claim that most books about how to use Excel are simply crap. To just give you a glimpse how to use Excel, here some internet classic on this topic:

  You Suck at Excel - Joel Spolsky
  https://www.youtube.com/watch?v=JxBg4sMusIg
Really understanding Excel is life task, similar to really understanding modern C++.



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