Re your investing question, I'm not OP, but gone pretty deep into retirement investing. If you belief is that the US will continue to outperform other countries then S&P500 (VOO) is your best option.
If however you're not sure the US will outperform other countries, then VT (world) is the best option. It'll automatically rebalance as countries have larger/smaller GDP etc. Thus VT is the safer option.
And then there is the question if you'll sleep well being 100% stocks (be it VOO or VT), if you don't then you may need to have a split of stocks and bonds. Bonds will usually "smooth" out the ride, but at the cost of returns. But if you sell your 100% shares when stocks tank, which they will (like now), then you won't get the best return from being 100% shares. (aka, you can't time the market).
Also, there are a bunch of things you can do to maximize your tax efficiency when investing for retirement. Depending on the country your in.
I didn't look into what exactly joshuakennon company does, but appears to be active investing in value companies. But statistically speaking, most companies trying to beat the index (active investing) under perform it long term (and usually charge high fees for the pleasure). Maybe these guys are the exception, nobody will know, till it's too late.
Thus passive/index investing is the safest long term bet. (e.g. VT or VOO being the lowest cost ETFs for those types of investments)
Edit, checked there disclosure PDFs, sounds like you're paying a pretty high on-going fee for financial advice, and for them to buy VOO for you, for example. They seem to offer Passive investments, but also the fee is well above say Vanguard.
They're also not very forthcoming with how well there "value investing" does, compared to others offering the same or an index. Kinda a red flag.
If you want investment advice, see an adviser who charges a flat fee for your meetings with them, this is fine, but don't go with anyone (like these guys) who charge a % portfolio fee, every year. They will be the ones getting rich, not you.
And then there is the question if you'll sleep well being 100% stocks (be it VOO or VT), if you don't then you may need to have a split of stocks and bonds. Bonds will usually "smooth" out the ride, but at the cost of returns. But if you sell your 100% shares when stocks tank, which they will (like now), then you won't get the best return from being 100% shares. (aka, you can't time the market).
Also, there are a bunch of things you can do to maximize your tax efficiency when investing for retirement. Depending on the country your in.
I didn't look into what exactly joshuakennon company does, but appears to be active investing in value companies. But statistically speaking, most companies trying to beat the index (active investing) under perform it long term (and usually charge high fees for the pleasure). Maybe these guys are the exception, nobody will know, till it's too late.
Thus passive/index investing is the safest long term bet. (e.g. VT or VOO being the lowest cost ETFs for those types of investments)
Edit, checked there disclosure PDFs, sounds like you're paying a pretty high on-going fee for financial advice, and for them to buy VOO for you, for example. They seem to offer Passive investments, but also the fee is well above say Vanguard. They're also not very forthcoming with how well there "value investing" does, compared to others offering the same or an index. Kinda a red flag.
If you want investment advice, see an adviser who charges a flat fee for your meetings with them, this is fine, but don't go with anyone (like these guys) who charge a % portfolio fee, every year. They will be the ones getting rich, not you.