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> What does that have to do with US gyms requiring belay tests, which is a bunch of steps that doesn't involve "extensive warning in writing".

It lowers insurance bills. If you don't let anyone climb without having done a belay test and putting that paper in a cabinet for 10+ years, then you can get cheaper insurance.

It's the same reason why some gun ranges won't let random people in without joining up and going through a safety intro thing - cheaper insurance.



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