That's sort of arrogant, Most of that 99 (if that many) % could learn if inspired to and provided resources. And does use reasoning and instinct in day-to-day life even if it's as simple as "I'll take go shopping before I take my car to the shop so I have the groceries" or "hide this money in a new place so my husband doesn't drink it away". Models will get better over time, and yes humans only use models too.

Humans rely in cues to tell when each other is fabricating or lying. Machines don't have those cues, and fabricate their reasoning too. So we have a complicatedly difficult time trusting them.