Before we downsized from our home to our condo, I had a home gym with a treadmill, elliptical and a rower and I paid a fee each year for maintenance.

With so many moving parts and sweat getting on parts, things always needed replacing.

Also when I did have our home we paid service contracts for the yard, the weeds, termites and pest control.

When we turned it into a rental before we sold it, we also had a monthly home warranty.

But, in the case of MS Office, unlike Adobe, they still sell a copy with a perpetual license that you only pay for once.