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I’ve been living on less than $40k a year my entire life. I’ve spent years driving around the world, snowboarding, hiking, camping.

I work the least amount possible to make it happen.

When my parents were getting close to retirement Dad an I ran the numbers a hundred different ways. I think the experts said they’d need $100k a year, and no matter what we did we couldn’t get it over $60k. Now in retirement it’s less than $50k.

I don’t know how people spend so much



40k a year does not even cover cost of basic housing in high cost of living areas.


People don't retire to such areas, and only would stay if they owned a home bought decades ago.


Yeah there’s two different subjects here. Retirement vs. nursing home, the second being a lot more expensive. Difference between a high and low cost county is important as well. Own a home, etc.




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