One year ago I gave openAi $100 to have credits for small hobby projects that use their API.
They expired and disappeared and then openAi charged me $100 to reload my lost money.
I am sure this is what I agreed to, but I personally thought I was hacked or something because I didnt expect this behavior from them.
They lost me as an API user and monthly chatgpt plus user. I hope it was worth it. They want enterprise, business, and pro users anyway and not my small potatoes.