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200 vs 220 is likely noise. The recruiter shouldn’t care about tha2, and neither should you.

But £200k vs £400k is real!

That’s the real span for e.g. hedge funds in London. Actually, it was a few years ago. Probably more now!



You shouldn’t care about $20K???

In 10 years invested at $20K a year that’s 370k at 10% returns (about average for the S&P 500).

Thinking like that is how car manufacturers get people to pay for useless add ons.

On top of that, raises are usually a percentage of current base.

Would you tell someone making $20K not to worry about $40K


you've not heard of tax?


It’s called a 401K or HSA…

One is free from federal and state tax up to $23K (well $30.5K for me this year - check my username) and one is free from Federal, State and FICA up to $4250 if you’re single or $8500 if married.

That means I can shelter $39K from taxes.

That $20K is over half the allowable amount.


20k isn’t noise to most people in a 200k salary range.


And with most raises being 3%-4% a year, if you don’t negotiate that in the beginning, it’s going to take 3 years to reach that amount after you start




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