Wouldn’t you just change your economic system if you need to change the core for its fundamental flaws playing out as expected?

Maybe, but so far we've been pretty successful in just adding patches/bandaids to capitalism to address the places where it falls on it's face. For example, healthcare doesn't fit into a "free market" model, and most countries have figured that out. Even the US, which imposes lots and lots of regulation and protections in healthcare.

Housing, too, could get similar treatment.