This did not work for me in the USA and Canada, where the pre-authorisation attempt failed with a debit card but worked with a credit card (from the same bank) in 3 different places when renting cars.
Pre-auth amounts over hit over maximum withdrawal limits for debit cards. Often times those are furiously low, like 300-500 dollars a day. Call your bank and find out.
That’s interesting. I suppose having an “old bank” also affects things.
For example, some times in other situations my debit card also rejects big purchases or new countries or some reservations of funds from some new hotel when I check in. But because they are pretty modern they also have an app that notifies me of the rejection at the same time as the terminal is told that it was rejected and so I can go in to the app and say this is actually ok and then I try again and then it goes through.
Maybe what people need is really this kind of thing like what I have with my card and the app.
