I'm looking for a privacy focused (i.e. NON web, no sync) accounting software for personal use.

For the past 12 years, I've been recording every penny. I tried multiple software throughout the years: Excel, GnuCash, MoneyDance, Banktivity (which I use now), however none of them proved to be good enough.

I spend money in various currencies, have investments, and manage multiple bank accounts, including joint household account. I don't care for budgeting, all I want to see is how much I spend per category, and identify where I overspend (I'm find with entering data manually, did it for years). Banktivity is good, but it has a shit load of useless features, as well as no comprehensive reporting on investments.

I'm considering complementing my investment tracking with Portfolio Performance[0], but I still need a software to keep track of day to day accounting (income, expense and categories + comprehensive reports). GnuCash comes close, but before I migrate 12 years worth of data, I was wondering if someone knows anything better.

Things I do NOT care for: budgeting, web, subscription based, bank sync (but stock sync is needed). No CLI please (sorry ledger guys). I DO need simple data files that can be put in iCloud, and support for MacOS.

Thanks!

[0]https://www.portfolio-performance.info/en/