I live on the same block as a urban street level crossings that just have lights. People routinely cut through the light. That line just goes to the factories so the trains are going pretty slow, or sometimes stop on the signal. There is a gated crossing a little further down the same street for a thoroughfare and cars routinely race the gate to avoid waiting for the train there too.

One could argue all those people are insane, but there are a lot of them.