The way both my banks work is that I log into the bank, do something that requir... | Hacker News

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		Tuna-Fish on July 11, 2024 \| parent \| context \| favorite \| on: Second factor SMS: Worse than its reputation The way both my banks work is that I log into the bank, do something that requires confirmation, and then I need to go open my app to confirm it, and it shows all the details for what exactly I'm confirming in the app.

dsego on July 11, 2024 [–]

I believe it's the 3d secure protocol, my bank has it, usually a push notification or with a token.

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