It's what I would be in favour of too. I also wonder, do full time carers not worry? What if tragedy strikes, it's not that uncommon - an accident during commute is enough to render someone unable to work? Also I wouldn't want to put the pressure of being the sole breadwinner on my partner at all. To me it wouldn't feel like an equal relationship somehow.
> What if tragedy strikes, it's not that uncommon - an accident during commute is enough to render someone unable to work?
A very good insurance policy? We pay a lot of extra money on our house loan to ensure it's immediately void should something happen to me (or gets cut in half if one of us becomes seriously ill).