I find that highly unlikely. Maybe in specific markets but not US wide.

The median home price is under 400K, so a 120k salary is not really stretched.

Now, median in the Seattle metro, or in San Francisco, sure. But 120k in, say, St Louis is still going to get you an intermediate dev, no problem, and they can afford a house by themselves too. There are 4 bedroom houses in my neighborhood for 300K.

I believe the 120k number was in reference to the OP’s Aurora spend.

What makes you think a standard developer can afford a mortgage?