Bear in mind that the article mentions other issues, such as preventing third party banks managing your NFC wallet, degrading interoperability with non-Apple products, etc.

Also, I'm not sure why you favor the App Store. It's not safe. Apple is unable to keep malicious apps off of it, and there is no warranty if you lose money due to a malicious app. People think there is some implied safety in the App Store. There is no such thing.

Safety comes from not giving permissions to apps which don't need them.