CVS Caremark is also in on the scam. UHC seems quite clearly to be the good cop - low deductibles, wide network, good coverage - and CVS Caremark is the bad cop who changes my drug availability month to month, makes me jump through prior authorization hoops that go nowhere, and randomly covers or refuses to cover my kids’ ADHD medicine on a whim. So as soon as we find a medicine with availability, that works, CVS decides to terminate coverage and we - me, my wife, our kids, their doctor, the pharmacist - all start again from square 1.
I switched jobs recently and despite having a drug regime that worked well for me over an extended period and was also cost effective, CVS denied coverage (and required prior authorizations, that were all denied) for virtually every component of my prescription care. Now, about three months after the switch, it’s probably back up to 85%+ of what it was before, but there was a lot of bureaucracy between then and now - and all due to a change that was really purely administrative in nature.
I switched jobs recently and despite having a drug regime that worked well for me over an extended period and was also cost effective, CVS denied coverage (and required prior authorizations, that were all denied) for virtually every component of my prescription care. Now, about three months after the switch, it’s probably back up to 85%+ of what it was before, but there was a lot of bureaucracy between then and now - and all due to a change that was really purely administrative in nature.
Frustrating.