If there is an IDE plugin then I use it first and foremost, but some refactoring can't be done with IDE plugins. Today I had to write some pybind11 bindings, basically export some C++ functionality to Python. The bindings involve templates and enums and I have a very particular way I like the naming convention to be when I export to Python. Since I've done this before so I copied and pasted examples of how I like to export templates to ChatGPT and then asked it to use that same coding style to export some more classes. It managed to do it without fail.
This is a kind of grunt work that years ago would have taken me hours and it's demoralizing work. Nowadays when I get stuff like this, it's just such a breeze.
As to copilot, I have not used it but I think it's powered by GPT4.
