A decade ago, I was "judgment proof" after a decade of drug dealing and general degeneracy... the person I was then allowed me to be the phenomenal asshole we are all capable of channeling: fuck you, I got nothing! "Blood from a stone."
Life is so much simpler, yet more satisfying, now that I've lived long enough to secure away a few assets. God willing, we'll all live long enough to not be the pieces of shit our youth/ignorance once allowed.
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I read the other day that 20% of male Millenials are currently uninsured.
They own nothing and are happy. Or in jail.
It’s called being judgement proof and basically lets you ignore civil penalties.