There's a similar differencen in impact between picking up a second shirt in the morning and $100+ of food spoiling, but that didn't seem to bother you.
$100 of food spoiling in a decade vs picking up a second shirt maybe every month. They are different, but not that much.
And you're ignoring the first example about falling from your bed which, if things go wrong, can cause bone fractures which, especially in the US, could cost a lot more than $100.