If Bitcoin is a wealth store and I need to convert Bitcoin to USDC, let's say, just to make a payment, or if I get paid in USDC and have to convert it back to Bitcoin to store, then I still need to pay even more than just the Bitcoin fees if I pay directly in Bitcoin or get paid directly in Bitcoin! Often the margin on the crypto currency conversion is higher than the Bitcoin network fees.

True, which is why you do not convert Bitcoin to USDC for each micropayment. You batch all the USDC transactions until you have a sizeable amount to touch Bitcoin network.

Ultimately, I see Bitcoin as Gold. You do not touch your gold savings for buying your daily coffee. For that, you have USDs in your wallet. But you still transact with Gold once in a while when it makes sense.

So, if wires are chaeper in EUR (thanks to SEPA), than even if I want to store my wealth in USD, I need to always sell USD for EUR just to do wires?! That's crazy! It's a patchwork an a scheme, not an alternative to fiat, gold, or stocks!

> So, if wires are chaeper in EUR (thanks to SEPA), than even if I want to store my wealth in USD, I need to always sell USD for EUR just to do wires?! That's crazy!

Indeed it is crazy. Who is advocating for that though?