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> simply committing a 12 or 24 word seed phrase to memory

That's absolutely out of the question for almost any human being, especially given the timeframes involved.

> There will be phones like Saga [...] There will be apps like Fuse wallet: [...]

Again, we're talking about a timeframe of decades. How many of these will even still boot up after that amount of time? None of these seem safe to just throw in a bank safe deposit box.

> make their espressos. Some will just stick k-cup in a machine and hit a button

I'm really not a coffee connoisseur by any meaning of the word, but even I know that what comes out of a k-cup machine is brewed coffee, not espresso.



My point is there are thousands of ways to handle your wallets, I don't think there will be one average way.

The ETF is probably the equivalent of this "espresso style" k-cup https://www.keurig.com/Beverages/Dark-Roast/Espresso-Style-C...


> I'm really not a coffee connoisseur by any meaning of the word, but even I know that what comes out of a k-cup machine is brewed coffee, not espresso.

No, that's his passphrase




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