Not GP, but: yes, exactly. The old story about the Mexican fisherman and the American businessman on holiday. How else would we get billionaires? These people work to the bone on wealth accumulation far beyond a fortune that they could ever spend on themselves.
This is me, I think. But I don't accumulate wealth for the sake of it, I am just very scared of being old and poor. I live VERY frugally now (I am in my forties) saving every penny for when I get old. In my country pension is really low, so I cannot reliably count on it to be my "source of income".