I've been thinking about this same thing lately since I will soon fit those conditions as well and I think at least for me personally this year may be the best time to buy one.
While I agree the technology will be better and cheaper 5 years from now that will always be the case and it seems like we are past the point of exponential improvements in short periods of time. Current EVs meet or exceed my needs regarding range, reliability, and performance so I don't have a quantitative goalpost that needs to be reached anymore.
What is really pushing me over the line though is changes to the relevant financial incentives. The new income caps mean I still qualify for the $7,500 tax rebate because I took a bunch of time off work in 2023 but will no longer be eligible after this year. I can't see the technology improving so much in the next few years it outweighs that discount combined with not having to wait.
While I agree the technology will be better and cheaper 5 years from now that will always be the case and it seems like we are past the point of exponential improvements in short periods of time. Current EVs meet or exceed my needs regarding range, reliability, and performance so I don't have a quantitative goalpost that needs to be reached anymore.
What is really pushing me over the line though is changes to the relevant financial incentives. The new income caps mean I still qualify for the $7,500 tax rebate because I took a bunch of time off work in 2023 but will no longer be eligible after this year. I can't see the technology improving so much in the next few years it outweighs that discount combined with not having to wait.