I have cycled year round too, with proper waterproofs. Unless you wear some kind of helmet with a mask, which is not usual, you still get rain in your face. Cold rain. And it rains a lot of the time here.
Rain in the face has honestly never bothered me. Somewhere between -5 and -10 degrees C I replace my bicycle helmet with a ski helmet and ski goggles. Somewhere there I also start wearing a baklava.
