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I have felt very much like this in the past, but no so much any more. .. my thinking is:

Some things are just part of the responsibility of being a grown up. Home maintenance, driver for children, doing taxes, etc. These are your baseline priorities that you don't get to choose.

Some of these sound like they occupy a rotating priority slot. House and car purchases do take a big commitment and require prioritization (especially if you build) but they are temporarily a priority. It is usually your choice to make these a priority, and they are rare.

Keeping a smaller priority list means saying 'no' to more things too, like being 'tech support geek for wifi and computer issues' or vehicle maintenance. These priorities are fully under your control.




Not to mention that some of these things get easier once you have the skills for them. E.g. I've been buying my own health insurance on the open market since I was 22 - now in my early 40s, it takes me maybe an hour or two to fully compare a handful of policies and choose the best one for me and my family (even doing calculations, etc). This is vs having to immerse myself in it for a whole evening (4-5 hrs) and then agonize about it for the next week or so like I used to do back in the day (and only for myself)




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