You are not getting the point... it is not about the ratings or win ratio, is about how fast you can climb the ladder to 1200 elo (like OP suggested) from 100 at chesscom/liches, 9 months is unrealistic without paying the "pay-to-win" fee, 2 years is more realistic timeframe to get that elo.

If you are think m wrong go start a free account and prove me wrong, you have less than 9 months to go up to 1500 elo.