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>because no self-respecting programmer would work on Contract of Employment when they can make twice the money as a freelancer.

There are differences between B2B and CoE, yet it is definitely not 2x, unless you are doing overemployment.

Probably something like 1/3. It is lowered by "author's costs": tax deductible costs and if you're below specific age, then taxes work in a different way for you on CoE (0% tax below age 26).

So in general saying that B2B is always better than CoE is imo bullshit. A lot of depends on your situation and also on the agreements that you have with your 'customer'.

There's additional dynamic that may be taken into consideration - when you're on CoE it is harder to fire you and it guarantees you a month or three of safety



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