I’ve always thought this. Having healthcare primarily accessible through your job must be a strangely subservient place to be. You could literally die if you lose or leave your job!
Im not one for conspiracy theories, but that’s a great position for governments and big business to find themselves in!
Health insurance equivalent to what an employer subsidizes is pretty accessible without the employer at healthcare.gov, but the tax deductibility is not if you are working for an employer too small or cheap to offer or, or not employed at all.
The premiums just happen to be very expensive (even for the employers’ subsidy portion) to the tune of $10k/$30k+ per individual/family.
Im not one for conspiracy theories, but that’s a great position for governments and big business to find themselves in!