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> building wealth for them

Maybe not the best idea if you mean material wealth beyond staving off being poor. I know its all good intentions, but it more often ends up in spoiled entitled brats than it doesn't. People simply need a bit of struggle to stay humble and nice human beings, not too much but sweeping the road ahead of kids too well is one of the worst things a parent can do.

But its true this is US forum, so in that case one needs to build massive wealth just to send kids to university or have safety net for any kind of bigger health issues in family.

I agree though with kids being great for such a crisis, they give more purpose in life than anything else, give depth to otherwise often rather shallow life. Its like a computer game, playing on easiest difficulty (no kids) will make you progress faster and easier, but that doesn't translate well into overall worthiness of experience. Plus seeing your little ones play, having fun at 100% or grokking new stuff is such a nice heartwarming experience that it could melt a glacier or two, good luck getting such a kick elsewhere (and I do quite a bit of extreme sports so can compare a bit).



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