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Very few people in private industry have access to fixed benefit plans (other than social security). Most everyone has fixed contribution plans: 401(k) [or 403(b) for education/non-profit].


Sorry I invented the term fixed benefit to be in opposition to defined benefit. What I meant was defined contribution.

Which was my point physicians generally have access to the same plans as other industries.


"Fixed" and "defined" would be roughly synonyms in this usage, which is why no one understood you.

Defined contribution everyone would have understood to be in opposition of defined benefit.




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