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The best case is that this works.

The worst case here is a lot of fraud for the people who shared their details.



Why would there be fraud? The IBAN/payment link/crypto wallet/etc. is only one way: anyone can deposit, only one can withdraw. Everyone knows the IBAN for donating to Greenpeace, but only one can sue them [1]. As for the file itself, not being changed by a third party, the distributing program can check hashes of current payment method vs. previous and notify accordingly.

[1] https://www.greenpeace.org.uk/news/succession-greg-sue-green...


https://www.theguardian.com/money/2008/jan/07/personalfinanc...

these things are still possible, you don't even have to know as much detail as this person gave out


Funny, but that seems more of a mistake on the bank side, and given that the article is from 2008, I am not surprised. Lots of things went wrong in 2008 on the banks side. Nevertheless, in principle, having a public IBAN is harmless.




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