It sometimes feels people really like dunking on those impacted by this especially since there's a lot of schadenfreude about SV and especially the VCs that embarrassed themselves, but I feel like the correct answer isn't "hahahaha those idiot companies didn't make 100 bank accounts and perfectly shuffle everything in realtime", but "hm, isn't it a bit strange that we're incentivised to go to extremes with this relatively inefficient activity"