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From the twitter thread you linked:

> Any depositor who could read the WSJ or watch the stock ticker could understand that there was no upside in waiting to see what would happen next.

The whole point of regulations is precisely that I don't have to read a journal or scrutinise a stock ticker to watch my money. As it turns out I have more productive and useful ways to spend my time. Maybe he doesn't have anything better to do all day; but pretending that regulation are not needed because there is some way for some people to get some insight about what's going on under the hood is just not a receivable argument.



> but pretending that regulation are not needed because there is some way for some people to get some insight about what's going on under the hood is just not a receivable argument.

What are you going on about?

If you listen to the All-in-podcast, where Sacks and the other guys talked about what happen, they actually point out that the problem was improper regulation that allowed banks to get in that state in the first place.


"improper regulation" is a funny way of saying "deregulation"

Banks want deregulation so they can have riskier investment profiles, but suddenly when that risk materializes, it's somebody else's fault that they can't cover their obligations.


The point is not covering the banks though. The point is covering the people that deposited money with them.

In this case the bank shareholders should take the hit and not be bailed out at all.

I'm on the side that the depositors got screwed here and they are the ones that need help, not the bank.




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